Olympus Insurance is revolutionizing the Florida homeowners’ insurance market.  Our financial strength and superior service mean you can be confident that Olympus is here to stay.

Olympus Insurance Company is a different Florida home insurance company. With our uniquely disciplined growth strategy consisting of primarily organic growth objectives, we have been able to focus on conservative growth from within, steadily strengthening our financial position while faithfully serving Florida property owners across the state. Whether you're an agent or a homeowner, live inland or on the coast, doing business with us means stability, security and peace of mind.


Our focus on three core areas makes this possible:


Financial Strength

Olympus is capitalized well in excess of industry standards.  As of June 30, 2013, Olympus has over $22 Million in policyholders’ surplus and $52M in Net Admitted Assets. Our catastrophe reinsurance  program, through a panel of highly rated reinsurers, is designed to provide financial stability and to protecting the solvency of the company through extreme catastrophic events. In addition, we continue to maintain a conservative level of aggregate exposure relative to our capital capacity.  Our solid balance sheet and disciplined business strategy leave no doubt that we will be here when our policyholders need us.  Please go to our corporate website for a listing of our reinsurance partners.


Agent and Customer Focus

Service to both customers and agents is integral to our success.  We provide a service coupled with product and counsel.  Our goal is to carefully select risk, which keeps our rates competitive. Being in a strong financial position also allows us to better manage risk, providing confidence to both agents and customers.


Experience and Expertise

Seasoned veterans with extensive experience underwriting and managing risk has bred a culture of methodic, carefully orchestrated strategy that positions Olympus Insurance for continued growth throughout the Sunshine State.


For more information, please visit our Resources page.





Frequently Asked Questions


Q:  What makes Olympus Insurance different?

A: When we launched in 2007, we were fully capitalized with $50 million in policy holder surplus (PHS).  Our growth has been primarily focused on organic growth generated by our independent agency partners.  In 2009, we also obtained a strong quota share reinsurance treaty, which gives us even stronger claims paying ability. Further evidence of our financial stability is the fact that in December of 2009, we paid back a $16 million SBA loan leaving us with over $20 million in PHS– far in excess of state requirements.



Q: How much reinsurance does Olympus have?

A: Olympus Insurance currently carries catastrophe reinsurance in excess of a 100 year storm which has a less than 1% chance of occurring. Our strong quota share reinsurance treaty enhances financial stability by relieving stress on our policyholder surplus and reducing exposure to volatile loss experience.



Q: How many properties does Olympus Insurance currently insure?

A: Olympus currently underwrites 60,000+ policies generating over $100,000,000 in premiums. With our strong financial background, we have the capacity to insure twice that many.



Q: Why should I choose Olympus as my Insurance partner?

A: Our business discipline, our financial strength, our policyholder surplus and our strong reinsurance structure, all mean that homeowners can have confidence that claims will be fully covered.  We underwrite all of our own policies.  Additionally we provide excellent customer service, which is founded on expert advice to ensure that every one of our policy holders get coverage they need.  We pride ourselves not just on the services we offer, but on the relationships we build with our customers.



Q: How would an active hurricane season affect Olympus?

A:  An extremely active season would challenge homeowners and insurance companies alike. Though there are no guarantees, our financial and reinsurance position mean that Olympus Insurance is well positioned to endure a season the like we have yet to see in our lifetime.





Please view our Demotech rating.


FREE live chat software