How a Swimming Pool May Impact Your Insurance Premiums

  If you are thinking of buying or building a swimming pool, or purchasing a home with a swimming pool, becoming educated on pool safety is an important first step. Making sure that your pool is inaccessible to unauthorized persons is the biggest concern. You are responsible if someone is injured in your pool, whether they had […]

5 Ways to Spot Contractor Insurance Fraud

  As the 2017 storm season begins, be prepared to help avoid becoming a victim of home repair and contractor fraud. These five red flags can help alert you to times when you are at risk of being scammed by unscrupulous contractors. Someone who just “shows up” After storms, many homeowners find that contractors appear in their neighborhood going door to door and offering to get a head start […]

7 Tips for Your Storm Season Safety Plan

  Two main factors in storm season safety are preparing for the risks and acting on those preparations when alerted by emergency officials. Preparing for risks means having a plan in place and items ready to go in case you have to evacuate or shelter in place. Hopefully you’ll never need your plan, but if you do, it could make a world of difference. Imagine […]

8 Ways to Prep your Home for Florida’s Storm Season

  In preparation for the 2017 Florida storm season, there are many things you can do to help protect your home and valuables and minimize damage in case of a hurricane. Protect your windows. Storm shutters are the best option, so make sure they are in working order; if you have new ones put up, ensure they are done according […]

APPROVED FLORIDA FIREWORKS

Essentially any firework that flies, lifts off or explodes is prohibited in Florida (unless used in agriculture or mining). This means that Roman candles, M80s, rockets, firecrackers and multiple tube devices are not legal for the purposes of Fourth of July entertainment! What’s left, you say? Sparklers, fireworks that emit smoke or things that burn […]

JULY 4TH SAFETY – RISK BY THE NUMBERS

Over the July 4th weekend in 2015, six people died, two NFL players lost fingers and a teen lost a hand and injured his eye from fireworks. According to the Consumer Product Safety Commission (CPSC), in 2014, the most injured body parts from fireworks were as follows: 36% Hands and fingers 19% Eyes 19% Heads, faces and […]

JULY 4TH SAFETY – PROTECT YOUR PROPERTY

While you may not be able to control your neighbor’s (or crazy uncle’s) choice of 4th of July celebrations and fireworks, you can prepare your property for potential exposure and risk. – Remove limbs and debris from your property that could become fodder for a fire. – Remove dead leaves, pine needles, twigs and other matter from […]

JULY 4TH SAFETY – CHECK YOUR COVERAGES

Fireworks are risky business for property! Our agents are happy to address your questions about coverage for damage to your home from the use of fireworks. We can also remind you of your liability and medical coverages for injuries that take place on your property or destruction to other nearby property. As an insured, it […]

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