Florida Townhouse Insurance
Florida Townhouse insurance is similar to homeowners insurance. Even though you share common walls, like a condo unit, you are responsible for all the property inside and outside, including the ground under your townhouse. Some townhouse associations have master insurance policy that covers damage to the structure and amenities, but these insurance policies offer you little protection.
Florida Townhouse insurance provided by Olympus Insurance covers what you own. Our townhouse insurance options include:
- Personal Possessions: Purchase cost replacement coverage on the contents of your townhouse is virtually any amount
- The walls, balcony, patio, exterior of your unit
- Loss of use
- Animal liability
- Optional endorsement for home extended replacement cost up to %125.
Every basic policy has 25% Ordinance and Law coverage instead of 10%. A critical advantage for Florida homes built prior to 2002.