A man and a woman standing in a building under construction.Frame

Home Under

For those building a new home from scratch with a General Contractor, we have the perfect solution! Our Dwelling under construction endorsement is tailored for custom homes and coastal properties, providing coverage up to $3MM (Total Insured Value).

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This endorsement presents an exceptional and competitive choice for homes in the construction phase. It provides extensive coverage unparalleled in the market, catering to coastal and custom properties. Allow Olympus to provide you with peace of mind during the construction of your home.


The endorsement added to our standard DP3 form includes coverage for theft of building materials or supplies, Premises Liability, and protection for major appliances in a secured dwelling under construction.  Optional Coverage B, and other endorsements like water backup, sump overflow, and more are also available!

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Frequently Asked

What if I am a general constructor building my own home?

This product is not intended for owners as the builder.

What is the maximum coverage A you can offer with this endorsement?

We have the ability to offer this under construction coverage up to $3MM total-insured value.

Why would I choose to insure my home that is under construction with Olympus?

Olympus’ coverage is broad including coverages beyond the normal scope of a traditional builders-risk policy. We are competitively priced and we make it simple for you!

What if I need hurricane coverage during the building of my home?

Olympus offers this product with options to include hurricane coverage with several deductibles available.

What if I am renovating my home?

This product is intended for new construction homes.

Does my General Contractor have to carry insurance?

Yes, Olympus requires the GC to carry $1MM liability limits and a current license.

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Other Insurance

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Florida Townhouse Insurance

Every household in Florida faces the potential of flood damage, including those in designated "low-risk" areas- we have a solution!

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Solar Panel Endorsement Coverage

For the homeowner who has gone green with Solar! Our solar solutions include coverage for a variety of products including solar panels and solar roofs. In today's world, homes are integrating advanced solar technology, and we aim to provide coverage options for it!

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Buried Utility Line Coverage

BUL Coverage protects homeowners against the expense of costly excavation and damage to repair or replace underground utility wiring and piping.

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Equipment Breakdown

Protection sophisticated household equipment. From kitchen appliances to home entertainment equipment to air-conditioning systems, more and more of today’s homes are outfitted with sophisticated equipment. We offer equipment breakdown coverage through an optional endorsement.