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Spartan Enhanced
Coverage

Experience the tranquility of knowing that your most cherished belongings are safeguarded with the Spartan Enhanced Insurance Coverage. This top-tier protection plan offers comprehensive coverage for your home, personal items, and personal liability at a significantly lower cost compared to itemized pricing.

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Standard Policy vs.
‍Spartan Enhanced Policy

The Spartan Package was created for homeowners who take pride in taking care of the things that are most important to them. Your level of protection will be heightened to the extent that you won't have any worries regarding your home or belongings!

Spartan Includes:

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Increased coverage limits for personal property.
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Damage to personal property covered at replacement cost.
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Reimbursement for expenses incurred due to identify fraud.
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Personal liability coverage limits of $500,000.
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Medical payment coverage limits of $5,000, greatly reducing the chance of involvement in a lawsuit for an accident occurring on your property.
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Up to $5,000 on trailers not used with watercraft.
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Up to $5,000 for loss by theft and up to $2,500 for loss by misplacing or losing, of jewelry, watches, furs, and precious or semi-precious stones (not exceeding $1,000 for any one article).
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Up to $5,000 for loss by theft and up to $2,500 for loss by misplacing or losing firearms (not exceeding $1,000 for any one article).

Side by Side coverage
comparison

Spartan Logo
Property
Standard Policy
Spartan Enhanced Coverage
Increased Coverage C
50%
70% with the option to reduce to any value between 40%-70%
Personal Property Replacement
Not Included
Included
Trailers
$1K
$5K
Jewelry and Furs
$1K
*$5K
Firearms
$2K
*$5K
Silverware
$2.5K
*$5K
Business Property on Premises
$2.5K
$10K
Business Property off Premises
$250
$1K
Loss of Use Due to Power Stoppage
Not Included
Included
Fire Department
$500
$1K
Credit Card
$500
$10K
Refrigerated Property
Not Included
$500
Lock Replacement
Not Included
$500
Water Backup and Sump Overflow
Not Included
$5K
Special Personal Property Coverage
Not Included
Included
Identity Fraud Expense Coverage
Not Included
Included
Equipment Breakdown
Not Included
$100K

*$5,000 for loss by theft, $2,500 for loss by misplacing or losing of silverware, goldware, jewelry, watches, furs, precious and semi-precious stones, and firearms, but not exceeding $1,000 for any one article.

Spartan Logo
Liability
Standard Policy
Spartan Enhanced Coverage
Personal Liability - Cov E
$100K
$500K
Medical Payments - Cov F
$1K
$5K
Damage to Property of Others
$500
$1K
Personal Injury
Not Included
Included

Believe the Spartan Enhanced Endorsement
‍is for you?

Contact your Olympus Insurance agent to guide you through the coverages and Spartan Enhanced Package option.

Find an Agent Near You
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